Eliminate the steep learning curve and instantly bypass your internal dev constraints. We are the elite payment engineering team you plug in by the task or project. Backed by 131+ successful EMV Level 3 certifications, we build and deploy custom apps, SoftPOS, and unattended systems in weeks, not months.
Engage us by the task or by the project. We measure ourselves by your results.
Paying.co (formerly Mojave Payment Technologies) runs the full EMV L3 certification lifecycle, builds native payment apps on every major terminal, and engineers unattended platforms that run unattended. Existing acquirer relationships let us clear bottlenecks before they form.
From scoping to acquirer sign-off, we run the full certification lifecycle across the US, Canada, LATAM, Caribbean, and Europe. Existing acquirer relationships clear bottlenecks before they form, so projects ship in months, not the year-plus timelines quoted elsewhere.
Explore EMV capabilities →Turnkey, hardware-agnostic platforms for vending, EV charging, parking, petroleum, and car washes. Certified stacks on PAX, Ingenico, and Verifone, with MDB integration and field-ready Android terminals engineered for uptime.
See unattended platforms →We scope, design, and build in-house. C, Android, iOS, embedded, and cloud, all with payments DNA. From Clover apps and PAX terminals to multi-region acceptance stacks, we ship outcomes, not tickets.
Start a project →Recent engagements — what came in, what shipped, and how long it took. Every project ends with working software in production, not a postmortem.
Turnkey products you can white-label and resell. Start small on existing hardware, brand it as your own, or build a full platform — the commitment scales with your ambition.
Your real-time controls are tuned to approve. Verdict is the independent pass that runs across your settlement data after the fact, scoring every transaction for fraud and showing the reasoning, so your team catches what was let through instead of combing every row.
Verdict is a post-authorization fraud review for payments teams: ISOs, ISVs, processors, and acquirers. Real-time controls are tuned to approve, so some fraud is let through by design. Verdict re-scores your settlement data after the fact and explains every call, giving a large risk team a second opinion on what its stack approved, and a smaller shop the analyst lens it never had. It scores; it does not move money.
Paying.co builds its own products, then exposes them through native MCP servers. Puny, Landed, and Ask aren't just tools you use — they're tools your AI can operate directly. Publish a page, shorten a link, or send a payment request, straight from the conversation.
Drop them into Claude, ChatGPT, or any MCP-compatible client. Explore the developer docs →
A live, AI-powered window into your project. From kickoff to launch, you get near real-time insight into progress, milestones, and what's next — so you always know exactly where things stand while we're working together.