Paying.co The Payment Stack Blog (Page 3)

vending

Understanding MDB Levels and How They Shape Vending Payments

A practical guide to MDB Levels 1, 2, and 3, the protocol that governs how your vending machine handles payment. Learn how each level shapes transaction speed, user flow, and the contactless tap-to-pay experience, and which one to target.

Kevin Medina Jul 7, 2026 3 min read

Developer Tools, EMV, Payments, Open Source, Engineering

Built by Payment Engineers, For Payment Engineers: The Paying.co Developer Toolkit

Most payment platforms hand you a dashboard and a support queue. We took a different route. Paying.co puts the same parsing and decoding logic our team relies on during certification directly in your browser — free, client-side, and no sign-up.

Kevin Medina Jul 5, 2026 6 min read

PCI Compliance

What Is PCI Compliance? Levels, Requirements, and How to Stay Compliant (2026 Guide)

If your business touches a credit card number at any point, whether you swipe it, tap it, key it in, or simply pass it to a processor, you are operating inside the world of PCI compliance. For merchants, ISVs, and payment engineers alike, understanding the Payment Card Industry Data Security..

Kevin Medina Jun 23, 2026 8 min read

certification

What payment technical debt actually looks like

Most payment systems don't fail dramatically. They erode. A processor integration written in 2014 still works, so nobody touches it. A magstripe fallback path that "we'll fix next quarter" becomes load-bearing.

Jose Delgado Jun 10, 2026 3 min read

EMV

Payment Engineering, On Demand

Your developers know your application inside out. Payments shouldn't be the thing that slows them down.

Kevin Medina Jun 3, 2026 3 min read

Build and Publish Websites Instantly and Never Leave Your Claude Conversation

How to Install the Landed.net MCP Connector for Claude AI If you've ever wanted to

Kevin Medina May 30, 2026 9 min read

embedded Payments

Embedded Payments: Stop Renting Your Rails, Start Owning Your Revenue

Paying.co builds the rails. You build the company. Every SaaS platform, vertical software vendor, marketplace, and ISV eventually arrives at the same realization: payments are no longer a feature, they are the business.

Jose Delgado May 26, 2026 5 min read

honeybee

Turn Every Counter into a Revenue Stream: How HoneyBee Kiosk Makes Unattended Self-Service the Easiest Sale You'll Make This Year

If you're an ISO, VAR, agent, or merchant looking for the next obvious add-on to your payment processing book, here is the short version: unattended self-service is no longer a maybe.

Jose Delgado May 24, 2026 4 min read

mojave

A New Name, The Same Mission: Mojave is Now Paying.co

A New Name, The Same Mission: Mojave is Now Paying.co After years of building payment technology for

Jose Delgado May 18, 2026 3 min read

recurring billing

Is Your Recurring Billing Platform Antiquated and Quietly Killing Your Revenue

If your business runs on subscriptions, memberships, SaaS seats, or any flavor of recurring revenue, there is a number you should know cold: subscription businesses lose an estimated $129 billion every year to failed payments alone, and roughly 20 to 40 percent of all customer churn is involuntary.

Jose Delgado May 10, 2026 3 min read

Android

Choosing the Right Payment Integration Partner

Choosing the Right Payment Integration Partner Payments look simple from the outside. A customer taps, swipes, or clicks,

Jose Delgado May 2, 2026 5 min read

Notes on payment engineering, EMV certification, and building the infrastructure businesses run on.

What is an EMV level 3 certification?

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