About Paying.co

Experts in payment and unattended technologies. Built globally.

Paying.co is a 100+ person engineering team behind payment terminals, EV chargers, parking meters, vending machines, kiosks, and point-of-sale systems. We have shipped across the United States, Latin America, Canada, the Caribbean, and Europe.

Formerly Mojave Payment Technologies · 131+ EMV L3 certifications · 5 regions served
PAYING.CO · GLOBAL DELIVERY
PAYMENT ENGINEERING, GLOBALLY

Built in markets where payments get complicated.

Different processors, card brands, regulations, devices and unattended environments — one engineering team accustomed to making them work together.

01United States
02Canada
03Latin America
04Caribbean
05Europe
100+people building payment tech
131+EMV L3 certifications
8 yravg leadership tenure
5regions served
01 · Our story

Payments, globally.

Paying.co started as Mojave Technologies, a specialist engineering firm helping acquirers, ISVs and ISOs ship the complicated middleware everyone needs but no one wants to build twice.

The work has always been the same.

Take the hard, technical, unglamorous parts of payments and make them work reliably. What changed was the scale: the team grew, the geography expanded, and the portfolio moved beyond certification into complete payment applications, unattended systems, gateways, connected commerce and AI-driven tooling.

THEN

Mojave Technologies

Deep payment-industry specialist work focused on acquirers, ISVs, ISOs, processor integrations and EMV certification.

GROWTH

From certifications to complete systems

The same engineering team expanded into EV charging, petroleum, attended and unattended parking, self-ordering kiosks, POS systems and custom payment applications.

NOW

Paying.co

A 100+ person global engineering company combining specialist payment expertise with reusable platforms, modern software delivery and AI tooling.

02 · Executive leadership

Three people steering the work.

Decades of combined payment-industry experience spanning EMV certification programs, acquirer integrations, unattended commerce platforms and global software delivery.

Kevin Medina, Chief Executive Officer
CEO

Kevin Medina

Chief Executive Officer

Founder and CEO of Paying.co, part of the hands-on executive team steering customers and projects.

Eric Gruse, Chief Operating Officer
COO

Eric Gruse

Chief Operating Officer

Part of the hands-on executive team steering customers, delivery and projects.

Raphael Hidalgo, Chief Strategy Officer
CSO

Raphael Hidalgo

Chief Strategy Officer

Part of the hands-on executive team steering customers, strategy and projects.

03 · Sales, Finance & Operations

The team you'll actually work with.

These are the people at the front line of engagements — the first call, day-to-day project management, contracts and deliverables. Engineering and certification teams sit behind them.

DEVELOPMENT

Zachary FitzHugh

Associate Manager — Development · National

MOBILE

Mauricio Torres

Associate Manager — Mobile · National / LATAM

QA / CERTIFICATION

Austin Kim

Associate Manager — QA / Certifications · National

SALES

Jose Luis Delgado

Sales Development Representative · LATAM / US

SALES

Elena Martinez

Outbound Sales Associate · US

SALES SUPPORT

Anthony Medina

Sales Support Lead · National

PROJECT MANAGEMENT

Julian Bergman

Senior Project Manager · International

ACCOUNTING

Anna Szar

Senior Accounting Manager · National

GLOBAL

90+ Engineers

EMV, Mobile, Web, AI & Infrastructure

04 · Regions

Experience shaped by five markets.

Payment engineering changes when the processor, acquirer, card-brand rules, device ecosystem and local operating model change. Our experience was built across those differences rather than in one market alone.

USProcessors · ISVs · unattended commerceCORE MARKET
CANADACross-border and domestic processingACTIVE
LATAMAcquirer integrations · local processorsACTIVE
CARIBBEANHospitality · unattended · gatewaysACTIVE
EUROPEDevice and certification programsACTIVE
WORK WITH PAYING.CO

Bring us the complicated part.

From a single processor integration to a multi-region unattended platform, our team is built for the projects where the technology, certification and operational details all have to line up.

Get in touch →