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Embedded Payments

Payments built into your product. Not bolted on.

Embedded payments aren't a product you buy off the shelf — they're a solution we build to your specifications. Every platform has its own architecture, its own user flow, its own processor relationships, and its own economics. Our experienced team scopes the engagement to fit, then ships it fast. For startups embedding payments on day one and legacy operators replacing redirect-style checkouts, we build native payment infrastructure that fits the platform exactly — often more economically than your own in-house team could deliver it.

100%
Custom-Built for Your Platform
130+
EMV Certifications Behind Us
30+
Years Payments Experience
0
Ramp-Up Time
What Embedded Payments Are

Your platform becomes the payment experience.

Embedded payments are payment processing capabilities built directly into your software, application, or business system — rather than redirecting customers out to a third-party gateway. Because every platform is different, embedded payments aren't a generic product you install. They're a solution we build to your specifications — against your existing architecture, your processor relationships, and your user flow. Your users check out inside your product. Your merchants onboard inside your product. The branding, the flow, the data, and the economics all stay with you.

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Native, not redirected

Customers complete the transaction inside your interface — not on a hosted page that breaks the brand, drops conversion, and disorients users. The payment field, the confirmation, the receipt — all yours. The user never sees a third-party logo because there isn't one to see.

attach_money

You earn the spread

Every transaction on your platform throws off interchange-plus economics. When you embed the payments, you capture that spread. What used to be a cost center becomes a revenue line — one that scales linearly with the volume your platform was already going to do.

speed

Minutes to live

Merchant onboarding inside your product means new customers go from sign-up to processing transactions in minutes — not the days or weeks it takes to set up a separate processor relationship. Application, KYB, payout setup — all native, all fast, all automated where it can be.

shield

PCI scope reduced, security raised

Properly built embedded payments use tokenization at the SDK level — meaning sensitive card data never lands in your environment. Your PCI compliance scope shrinks, your security posture improves, and the audit gets cheaper. The right architecture protects both you and your customers.

Why Build With Us

Faster than your roadmap. Cheaper than your team.

Embedded payments are a build, not a product. The work involves payment specifications, processor APIs, tokenization, certification, settlement logic, and edge cases that don't show up in any tutorial. Our team has shipped this exact stack across 130+ EMV certifications and decades of payment engineering — meaning we ramp instantly, ship in months instead of quarters, and quote rates that, in many cases, come in below the fully-loaded cost of staffing the same project internally. The bench is deep, the experience is already paid for, and the math usually works in our favor.

0
Ramp-Up Time on Payments
3–9
Months to Shipped
<
Often Below In-House Cost
100+
Engineers, Designers, QA, PMs
Use Cases

Two clear patterns, plus everything in between.

Most embedded payment engagements come to us in one of two shapes. Founders building greenfield products who want payments inside the platform from day one — before bad architecture decisions get baked in. And legacy operators who built their platform years ago with a redirect-style checkout and are now watching that legacy choice cost them every quarter. Every engagement is scoped and built to spec — no two embedded payment projects look the same, and the architecture choices depend on what you're trying to do. We've done both flagship patterns and all the variations in between.

rocket_launch

Startups embedding from day one

Founders who want payments native to the product, not bolted on as an afterthought. Get the architecture right at launch — native checkout, native onboarding, native split — and the platform compounds from there. We build the embedded stack alongside the rest of your MVP.

upgrade

Legacy platforms replacing redirects

Operators running on redirect-style hosted checkout (Stripe Checkout pages, PayPal popups, processor portals) who are losing revenue every time a user leaves the flow. We migrate to native embedded checkout — same processor underneath if you want, totally new economics on top.

cloud

SaaS & marketplace platforms

Software platforms that already serve merchants. Embedded payments unlock split payments, revenue sharing, subscription billing, automated invoicing, multi-currency support — all running inside your existing UX. Your customers process more, you earn the spread.

point_of_sale

Retail & restaurant point of sale

POS platforms that need EMV chip and contactless acceptance, pay-at-table, integrated loyalty, split tender, tip management, and real-time inventory sync — all native. We've built this layer for restaurant groups, retail chains, and quick-service operators.

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Petroleum & fuel

Pay-at-pump systems, outdoor payment terminal certification, fleet card and commercial fueling rails, loyalty integration, price book management, pump control. The most regulated payment vertical there is — we've certified the gear, we've built the integration.

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EV charging

Tap-to-start charging with native card capture, dynamic pricing by time and demand, subscription and membership flows, network roaming settlement, mobile app payment tracking. EV charging is a vertical where embedded payments aren't optional — they're the product.

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Vending & unattended

Self-service payment for vending, kiosks, micro-markets, and laundry. Contactless, mobile wallet, MDB connector support, real-time inventory and sales tracking, remote management. We've built the embedded payment layer for some of the largest unattended fleets in operation.

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Parking & transit

Pay-by-plate, touchless entry/exit, mobile validation, monthly pass management, gate and barrier control. Embedded payments inside the operator's own app — not a redirect, not a third-party portal — means cleaner data and a better customer experience.

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And much more

Healthcare patient billing, field service, education tuition, ticketing, B2B invoicing, B2B marketplaces, ISO portals, processor white-labels. If your platform involves money moving between users, there's an embedded play we can build for it.

What We Build

Three engagement shapes, all native.

Embedded payment projects don't all look the same. A founder embedding payments into a new SaaS product has different needs from a legacy operator migrating off Stripe Checkout, and both differ from a platform building full PayFac infrastructure. Every engagement is custom-scoped to your platform, your processor stack, and your timeline. We've shipped all three patterns — here's how each one usually goes.

code

Greenfield embed

You're building a new product and want payments embedded from day one. We architect the payment layer alongside the rest of the build — SDK selection, processor integration, tokenization, onboarding flows. You launch with native payments instead of a checkout redirect that you'll regret in six months.

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Legacy migration

You're running on redirect-style checkout, hosted payment pages, or a payment portal that exists outside your main product. We migrate to native embedded payments — same processor underneath if you want, or a different one if the rates are better. The user never leaves your interface again.

apartment

Full PayFac infrastructure

Some platforms outgrow the embed and want to become the merchant of record themselves. We build the PayFac infrastructure — sub-merchant onboarding, KYB, underwriting workflow, residual reporting, dispute handling, settlement orchestration — on top of a processor relationship of your choice.

Ready to Get Started?

Let's embed your payments.

Tell us about your platform — greenfield product, legacy modernization, or PayFac build. We'll scope it to your specifications, come back with a fixed price, and quote a timeline that typically beats what you could ship internally. Within 24 hours. You'll hear back from an engineer, not a sales rep.

schedule
Response within one business day Most projects start with a 30-minute scoping call
engineering
You'll talk to an experienced sales engineer The person you brief is the person who scopes your build
handshake
No-obligation feasibility review We'll help you scope it and determine the best path forward that matches your budget and timeline
language
We speak your language English, Spanish, and Polish — fluent across our team and project leads
savings
Often more economical than in-house Deep payments bench & zero ramp-up means we usually ship for less than internal cost
Start a Conversation

Built to your spec. Often for less than building it yourself.

Tell us about your platform — what it does, who it serves, and whether you're starting fresh or migrating off a redirect. We'll scope the build, come back with a fixed price, and quote a timeline that typically beats what you could ship internally. Within 24 hours. Free, no obligation.

schedule Quote returned within 24 hours · Fixed-scope · No surprises