Your merchants have unique technology needs you can't fill alone. Paying.co delivers the builds, certifications, and integrations — and pays you on every closed deal. You keep the relationship. We do the work. You earn the commission.
Twenty-five percent of US merchants still sign up through ISOs — but seventy-one percent are getting hit by fraud, and a majority need new payment integrations. The gap between what you sell and what your merchants actually need is your biggest untapped revenue opportunity. We close that gap.
Paying.co delivers the custom builds, certifications, and integrations your merchants need — and pays you on every closed deal. You introduce. We scope, deliver, and certify. You earn commission. Simple as that.
Three steps. No quotas, no leads-paid-out, no delivery responsibility on your side. You introduce the opportunity; we handle every step from qualification through technical delivery; you earn on every closed deal.
You introduce the opportunity to your merchant when they have a technical need — a build, a certification, an integration, or a platform that solves a real problem in their business.
Paying.co handles all sales qualification, scoping, technical delivery, and certification. Our 100+ person team carries the entire project from first call to production launch.
You earn commission on every closed deal — paid monthly as revenue is collected. You keep the merchant relationship; we provide the technology behind it.
Two commission structures depending on the deal type. One-time projects pay out as a percentage of closed services revenue. SaaS referrals pay monthly residuals for as long as the account stays active.
on all closed services revenue across our entire technology stack — builds, certifications, integrations, and PCI work.
monthly SaaS commissions on Landed, Rhumba, and Puny.io active accounts — as long as your referred merchants stay on the platform.
The merchant is billed at $10K/month over 10 months. The partner earns commission on each month's collected revenue as the project delivers.
Five active accounts at an average of $400/month each. The partner earns a recurring residual every month the accounts remain active.
Six core service lines that solve real problems for merchants — from certifications they're legally required to complete, to custom software that opens entirely new revenue lines. Every one of these is a credible referral.
131+ certifications completed. Industry-leading 97% first-time pass rate across processors, kernels, and terminal platforms.
Native payment applications for attended and unattended environments — built on PAX, Ingenico, Clover, and ID TECH.
Gateway integrations with NMI, CyberSource, Datacap, Worldpay, TSYS, and the rest of the major processing stack.
End-to-end custom technical builds for complex merchant needs — from spec through production deployment and support.
PCI audits, penetration testing, and robust compliance frameworks via Flaw.co — our AI-driven scanning platform.
HoneyBee Kiosk platform plus native MDB and Pulse payment connectivity for vending, micro-markets, and self-service retail.
Six core verticals where Paying.co's stack has shipped at scale. If your merchant is in any of these, there's almost certainly a service or platform we can match to their need.
End-to-end POS integrations, inventory syncing, and self-ordering kiosk builds for restaurants and retail.
Seamless payment solutions for hotels, resorts, and full-service restaurants — including PMS integrations.
Cashless vending connectivity (MDB + Pulse), micro-market kiosks, and automated retail payment infrastructure.
Station payment systems, parking meters, and comprehensive fleet management technology.
HIPAA-compliant payment processing, patient portals, and medical billing integrations.
Custom enterprise platforms, API gateways, and complex software integrations for ISVs and B2B operators.
Three Paying.co-family SaaS platforms with active recurring residual programs. Every active referred account earns commission for as long as it stays active. Easy products to introduce, real merchant problems they solve.
Help merchants launch professional sites instantly with embedded payments, waitlists, and AI-generated branding. Drop-in payment-ready websites that ship in minutes, not months.
Give merchants data-driven pricing and product optimization to maximize sales and inventory efficiency. Plugs into existing POS data and surfaces the moves a merchant should make this week.
Branded URL shortening with 24+ custom domains, password protection, QR code generation, and deep analytics. The professional link layer for any merchant doing campaigns or digital marketing.
Three anonymized partner snapshots from the last twelve months. Different deal types, different verticals, same model — the partner introduced the opportunity, Paying.co delivered, the partner earned commission.
The partner introduced two enterprise merchants who needed custom POS integration work. Paying.co scoped, built, and delivered both. Closed $120K in project revenue without the partner writing a line of code.
The partner introduced Rhumba to ten existing merchants. All ten converted to the monthly SaaS platform to handle digital presence and embedded payments. Monthly residual continues as long as accounts stay active.
The partner referred a merchant requiring EMV Level 3 certification plus a custom build. Paying.co scoped, delivered, and certified the project as a single $85K engagement — ten percent paid to the partner.
Three things that separate us from the typical referral program: real engineering capacity, packaged plus custom delivery, and full end-to-end ownership of the project from scope through certification.
Payment and unattended technologies that deliver measurable business outcomes for your merchants. We're judged on whether the project shipped and the merchant stayed.
We build scalable off-the-shelf solutions and custom builds with our 100+ engineers. Real products, real platforms, real intellectual property — not just hours billed to a task list.
From initial scoping to technical delivery to certification — backed by 8+ years of payment-industry experience. One team, one accountable contact, one delivery.
Tell us about your book of business and the kind of merchants you serve. We'll respond within one business day and set up a short call to walk through the commission program and onboarding.