About Paying.co

Experts in payment and unattended technologies.

edit_note By the Paying.co engineering team · Updated August 6, 2026

Paying.co is a 100+ person team that builds the software behind the world's payment terminals, EV chargers, parking meters, vending machines, kiosks, and point-of-sale systems. We've shipped across the United States, Latin America, Canada, the Caribbean, and Europe — and the experience that built the company comes from every one of those markets.

Quick answer

Who is Paying.co? Paying.co (formerly Mojave Payment Technologies) is a 100+ person payment engineering team behind 131+ EMV Level 3 certifications, serving processors, ISVs, and acquirers across the US, Canada, LATAM, Europe, and the Caribbean.

100+People building payment tech
131+EMV L3 certifications
8yrAvg leadership 30+ combined
5Regions served
Our Story

Payments, globally.

Paying.co started as Mojave Technologies, a payment-industry specialist firm working alongside acquirers, ISVs, and ISOs to ship the complicated middleware that everyone needs but no one wants to build twice. The work has always been the same: take the hard, technical, unglamorous parts of payments and make them work reliably.

What changed is the scale. The team is 100+ people now. The portfolio includes payment gateways, software for EV charging, petroleum, attended and unattended parking, self-ordering kiosks, point-of-sale systems, and AI-driven security tooling. The geography stretches across four continents.

location_on United States
location_on Canada
location_on Latin America
location_on Europe
location_on Caribbean
location_on Plus partners worldwide
Executive Leadership

Three people steering the work.

Decades of combined payment-industry experience — from EMV certification programs to acquirer integrations to unattended commerce platforms. Each of them is hands-on with the customers and the projects.

workspace_premium CEO
Kevin Medina, Chief Executive Officer
Kevin Medina
Chief Executive Officer
settings COO
Eric Gruse, Chief Operating Officer
Eric Gruse
Chief Operating Officer
insights CSO
Raphael Hidalgo, Chief Strategy Officer
Raphael Hidalgo
Chief Strategy Officer
Sales, Finance & Operations

The team you'll actually work with.

These are the people at the front line of every engagement — the first call, the day-to-day project management, the contracts, the deliverables. Engineering and certification teams sit behind them; this is who you'll hear from most.

Zachary FitzHugh
National
Zachary FitzHugh
Associate Manager - Development
Mauricio Torres
National/LATAM
Mauricio Torres
Associate Manager - Mobile
Austin Kim
National
Austin Kim
Associate Manager - QA/Certifications
Jose Luis Delgado
LATAM · US
Jose Luis Delgado
Sales Development Representative
Elena Martinez
US
Elena Martinez
Outbound Sales Associate
Anthony Medina
National
Anthony Medina
Sales Support Lead
Julian Bergman
International
Julian Bergman
Senior Project Manager
Anna Szar
National
Anna Szar
Senior Accounting Manager
diversity_3
Global
90+ Engineers
EMV, Mobile, Web, AI & Infrastructure
We take the hard, technical, unglamorous parts of payments and make them work reliably. That is the entire job — and we love doing it.
workspace_premium Kevin Medina · Founder & CEO, Paying.co

Want to put 30+ years of payment experience to work for you?

Reach out and tell us about your project. We typically respond within one business day, and the first call is always with someone who can scope your build — not a recruiter, not a queue.

schedule Typical response within one business day
For ISVs· Acquirers· Fintechs· Unattended Commerce· Developers