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Payment engineering · since 2018
EMV Level 3 certifications, mPoC, Android payment apps, unattended commerce, and custom payment development — shipped for processors, ISVs, and acquirers across 5 regions.
Where we focus our team's depth — and what we ship every day for payment companies operating at scale.
From scoping to acquirer sign-off, we run the full certification lifecycle for processors across the US, Canada, LATAM, Caribbean, and Europe. Existing acquirer relationships clear bottlenecks before they form.
Turnkey, hardware-agnostic platforms for vending, EV charging, parking, petroleum, and car washes. Certified stacks on PAX, Ingenico, and Verifone, with MDB integration and field-ready Android terminals — engineered for uptime.
We scope, design, and build in-house. C, Android, iOS, embedded, and cloud — all with payments DNA. From Clover apps and PAX terminals to multi-region acceptance stacks, we ship outcomes, not tickets.
A focused, experienced team that integrates with yours — and delivers payment outcomes that move the needle.
Our core competency is integrating and enabling payments — globally, not just in the US. Deep stack security knowledge moves hand-in-hand with everything we ship.
We add our technical know-how to your projects while staying a value-added resource to your existing team and infrastructure — not a replacement for it.
We know payments, devices, certifications, and modern emerging technologies. Why start from zero when you could be off to a running pace from day one?
Extensive relationships with all major acquirers across the US, Canada, Europe, and Latin America. A proven track record that clears bottlenecks before they form.
Packaged engagements that turn our hardest-won capabilities into fixed-scope, fixed-outcome programs.
PCI MPoC certified in 90 days — or we keep working until you are. Tap-to-phone made shippable for ISVs, acquirers, and OEMs launching SoftPOS in the fastest-growing acceptance category.
Learn the program FEATUREDBuild payments into your SaaS without becoming a payments company. Built to your spec, often for less than building it yourself — certified, compliant, and shipped on your timeline.
See the framework FEATURED$0 hardware cost. Turn any NFC-capable smartphone or tablet into a contactless terminal. Full MPoC-compliant build, certified end-to-end, ready for app store deployment.
Explore SoftPOS FEATUREDSkip the build, own the brand. Off-the-shelf platforms (Puny, HoneyBee Kiosk, Landed.net) plus custom white-label engagements — your name on the front, our engineering underneath.
See the lineupLocked into a platform's default processors? We build custom payment integrations for Oracle Simphony, ACCEO Logivision, and Odoo — choose your own acquirer, gateway, and terminal stack.
Explore integrationsP2PE, PCI DSS, and MPoC readiness — from gap assessment to remediation to attestation. Pre-audit validation with every major PCI-certified assessor. Built to pass.
Get audit-readyCustom payment applications for Android-based terminals. We build, certify, and ship native apps on PAX, Clover, Ingenico, and ID TECH hardware — engineered for the field, ready for production.
Payment-specific AI — fraud detection, dispute automation, reconciliation, and agentic checkout. Custom LLM pipelines built for payment workflows, not generic chatbots.
Explore AI for PaymentsNative iOS and Android apps for payments, ordering, and unattended commerce. MDM-ready, store-submission tested, and built by a team that ships production payment apps every quarter.
Build with usTurnkey platforms and protocols that power unattended payments, secure links, and connected commerce.
White-label payment requests for ISOs and VARs. Pay by link, QR code, or SMS — any way your merchants want. From $2.50 per merchant/month.
See Ask →The industry-standard Multi-Drop Bus protocol for vending, kiosks, and access control. One clean API in front of a messy protocol. $29.95 / year / device.
Connect devices →Modernize legacy pulse-based machines with cashless and wallet payments — Apple Pay, Google Pay, contactless cards. Starting at $29.95/year.
Get connected →Build your own kiosk page in minutes with our AI-powered builder. Turnkey templates, iPad & Android profiles, managed via the Hive platform.
Explore Honeybee →Security-first URL shortener with password protection, expiring URLs, branded QR codes, and white-label domains on your own brand.
AI-powered page builder platform. Spin up branded landing pages, microsites, and product pages in minutes — with built-in API and MCP server.
AI Integrations
Paying.co ships native MCP servers across Landed.net, Puny.io, Ask, and HoneyBee. Drop them into Claude, ChatGPT, or any MCP-compatible client and your team can publish sites, send payment requests, wrap credentials, and update kiosks — directly from the conversation.
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Three recent engagements — what came in, what shipped, and how long it took. Every project ends with working software in production, not a postmortem.
An ISO out of the Midwest needed a custom payment application built on Android — from concept to a first live customer transaction. We scoped, built, and shipped end-to-end. They were taking real card payments in production faster than most shops finish discovery.
A high-growth unattended operator needed L3 certification on Sunmi hardware against TSYS Sierra. They'd been quoted seven figures elsewhere and needed it shipped in months. We built the application, ran full FIME / ICC suites in-house, and shipped with time to spare for their rollout.
A European fuel operator needed L3 certification on outdoor pay-at-pump hardware against a notoriously strict processor spec. They came to us after a third party stalled. We ran a full pre-cert pass, caught the issues their previous vendor missed, and hit the original deadline.
Tell us what you're building. We'll tell you what it takes to get it certified, integrated, and shipped — and you'll hear back from a payments engineer, not a sales rep.
