Ask by Paying.co

Send a request. Get paid. Keep the residual.

White-label request-to-pay for ISOs and VARs. Merchants send or receive payments under their own brand by SMS, email, QR or embedded button — settling through the gateway you already sell.

LAKESIDE AUTO REPAIRINVOICE #2086

Brake pad replacement & alignment

Due today · Dan Reyes

$487.50
💳 Pay with card · Visa · MC · Amex
🏦 Pay by ACH
📱 Apple Pay · Google Pay
✓ SETTLES YOUR GATEWAY · CREATED VIA MCP
4+pre-integrated gateways
4delivery surfaces
75%+potential seat margin
<1 minmerchant provisioning
01 · Request to paid

A payment flow merchants can actually send.

01 · CREATE

Compose the ask

Amount, memo, line items, due date and merchant-specific fields.

02 · DELIVER

SMS · email · QR · link

Send where the customer already is, or embed a payment button.

03 · SETTLE

Through your gateway

The branded hosted payment settles through the gateway the ISO already sells.

02 · Platform

Everything around the payment is already built.

BRAND

Per-merchant branding

Logo, colors, custom domain and business message.

DESIGN

Forms designer

Visual fields, tips, line items and checkout configuration.

RAILS

Multi-gateway

Datacap, Worldnet, Payroc and ChargeAnywhere.

AUTOMATION

Recurring & scheduled

Repeat requests and AI-assisted follow-up.

CONTROL

ISO portal

Provision, brand, suspend and manage the merchant book.

PCI

Hosted & tokenized

Reduce PCI scope by keeping card data out of merchant systems.

03 · Developers & AI

Be where the next payment starts.

REST API, webhooks, OAuth 2.0, sandbox and a native MCP server for Claude and ChatGPT.

// Send Dan a $487.50 payment request
await ask.requests.create({
  amount: 487.50,
  delivery: ["sms","email"],
  gateway: "datacap"
});
// → link sent · settles through your gateway
04 · ISO / VAR pricing

Low cost of selling. Predictable economics.

Starter

$3.50

per active merchant / month · up to 50.

Growth

$3.00

up to 500 · domain, AI reminders, MCP and reporting.

Scale

$2.50

500+ · full white-label, BYO gateway and SLA.

ASK BY PAYING.CO

Protect the residual. Own the payment surface.

Provision your environment, choose a gateway and start onboarding merchants without an internal build.

Start with Ask →