Get certified in months, not a year.

Three reasons, none of which involve cutting corners. First, we own our FIME, MV, and ICC tooling. Most vendors rent shared lab access and queue for it — we run tests the day we want to run them. Second, we run the full card brand test suites internally before submission, so by the time work reaches Visa or Mastercard, the application has already passed the same tests they're about to run. Third, this is what we do every day, on 131+ projects. The team isn't learning on your timeline.

Same three reasons. Owned tools eliminate the per-hour rental costs that get passed through to clients. Faster pre-certification means fewer hours billed. And fixed-scope SOWs eliminate the project-overrun pricing model that turns a $120K quote into a $250K invoice. The savings are structural, not promotional. We're not running a sale — this is our normal pricing because our cost structure is genuinely different.

The United States, Canada, Latin America, the Caribbean, and all of Europe. We've shipped 100+ certifications in the US alone, and have repeat clients in every other region. We handle regional debit and card scheme requirements as part of the engagement — Interac in Canada, regional schemes in the Caribbean, EMV-strict European processors, and so on.

All four major brands: Visa, Mastercard, American Express, and Discover. We also handle regional schemes where applicable — Interac for Canada, and regional networks in the Caribbean and Latin America. Each brand has its own test suite and approval flow. We've shipped against all of them.

Yes. EMV Level 3 certification is processor-specific, so if you want to work with TSYS and Worldpay and Global Payments, you need a separate certification for each. The first one is the slowest because the application is being built from scratch. Subsequent processor certifications on the same hardware tend to move 30–50% faster, especially if we build a multi-processor framework from the start.

Application development if you need it, full pre-certification testing on our owned tools, card brand submission and findings management, and six months of post-certification support to handle anything that comes up after go-live. Everything runs against a fixed-scope SOW with named owners on both sides. If you already have a payment application built and just need the certification pushed through, the engagement gets shorter and cheaper.

Within 24 hours of an initial scoping call. We'll review the platform, the processor, the terminal hardware, and any unusual requirements, and come back with a fixed price, a timeline, and a milestone schedule. No commitment, no obligation.